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Universal Healthcare Debate


Healthcare debate with Bill Maher


What is a Health Savings Account?


Uninsured Americans


What should Health insurance cover?


Health Care

Health care is an important issue since health care costs are rising and the number of Americans with adequate coverage is fast declining. Two extreme health care models are federally mandated universal health care and free market based private health care.

Advocates for federally mandated universal health care state that health care is a basic human right and should be guaranteed to all citizens. It will also bring costs down since people will be more inclined to go for preventative care.

Supporters of market-based approach argue that increased competition and choice will drive down cost and force health care providers to innovate to stay in business. The federal government may provide subsidies to help people that cannot afford private insurance. Moreover, healthy people do not have the bear the burden of people that make poor lifestyle choices such as smokers, alcoholics and drug abusers.

Joe Biden

  • Highest priority along with ending the war in Iraq
  • Convene a national gathering of key stakeholders from labor, business, health care and government within first 90 days to develop a universal coverage plan.
  • Four elements to plan: cover all children; reduce healthcare costs through better preventative care, reducing inefficiencies, and negotiating lower prescription drug prices; provide reinsurance for catastrophic cases; and, reform the insurance industry.

Hillary Clinton

  • Choose from dozens of health care plans that are available to members of Congress, or opt into a public plan - working families get tax credits to help pay their premium
  • Tax credits to small businesses that provide healthcare to their employees
  • Insurance companies cannot deny coverage if you have a pre-existing condition

Chris Dodd

  • Ensure all Americans have access to quality, affordable health coverage
  • Create a health insurance marketplace called Universal HealthMart (portable) - Americans will have access to the same plans as members of Congress
  • Universal coverage achieved through shared mandate between individuals and businesses
  • Prohibit insurance companies from discriminating based on medical condition

John Edwards

  • Achieve universal coverage
  • Require businesses to either cover their employees or help finance their insurance
  • Make insurance affordable by creating new tax credits, expanding Medicaid and SCHIP, reforming insurance laws, and taking innovative steps to contain health care costs
  • Create regional "Health Care Markets" to increase bargaining power and choice

Mike Gravel

  • Universal healthcare system, paid for by a retail sales tax (portion of the Fair Tax)
  • Issue free certificates to all Americans that would cover eye care, dental, catastrophic etc.
  • Regional healthcare organizations should address preventative health needs and ensure service quality

Dennis Kucinich

  • Universal, Single-Payer, Not-for-Profit health care system
  • All Americans receive a government-issued health insurance card and receive health care services at any health care facility without paying premiums, deductibles or co-payments
  • Current for-profit system wastes billions of dollars on administration and bureaucracy - new system would not cost Americans any more due to reduced costs

Barack Obama

  • Create a national health plan to allow individuals without medical coverage an option to purchase coverage similar to that available to members of Congress
  • Employers not providing health coverage to employees will be required to contribute to national plan
  • Mandatory coverage for children

Bill Richardson

  • Individual health coverage for all Americans - federal subsidies for those that can`t afford it
  • Provide veterans returning from active duty a Heroes Health Card that allows them to see any physician where they live

Rudy Giuliani

  • Increase competition (free market, consumer choice), thereby reducing costs and improving quality
  • Opposes federal universal coverage
  • Make coverage affordable for low-income families via Health Insurance Credit coupled with other sources such as Medicaid and employer

Mike Huckabee

  • Opposes universal health care mandated federally
  • Use the private sector and market based approach to encourage innovation and bring health care cost down

Duncan Hunter

  • Opposes universal health care mandated federally
  • Provide tax breaks to make health insurance affordable
  • Open health insurance market, increase competition, and empower the consumer - in the process bring costs down and promote innovation

John McCain

  • Opposes universal coverage that is mandated federally
  • Give tax credits to make health care more affordable

Ron Paul

  • Strongly opposes federally mandated universal health care
  • Increase competition and choice and lower costs via market-based competition
  • Make medical expense tax deductible
  • Every American eligible for Health Savings Account (HSA)

Mitt Romney

  • Extend health insurance to all citizens through market reforms, not government programs or taxation
  • Allow uninsured Americans to purchase private insurance by providing financial assistance

Tom Tancredo

  • Opposes universal health care that is federally mandated
  • Deporting illegal immigrants will reduce health care costs significantly
  • Small businesses that cannot afford health insurance for their employees should band together to access lower cost insurance
  • State government should provide relief to unemployed - would consider federal incentives or limited subsidies

Fred Thompson

  • Opposes universal health care that is federally mandated
  • Supports free-market solutions that increase competition and consumer choice, thereby bringing down cost and making health care more affordable